Learn More about Enhancing Your Coverage

Accident Forgiveness

​Selective Accident Forgiveness gives you a second chance by waiving any increase in your premium as a result of an at-fault accident.

Diminishing Deductible

By adding diminishing deductible to your Selective auto policy, we'll lower your deductible for each year of safe driving, up to $500.

Home Cyber Protection

​This coverage protects you if your computer, tablets, or smartphone are subject to a cyber-attack, cyber-extortion, data breach, or cyber bullying. 

Home Systems Coverage

This valuable enhancement to your homeowners insurance will cover the cost of repairs or replacement of HVAC, furnaces, pumps, and other permanently installed home systems.

Service Line Coverage

Cover the costs of replacement or repair to underground lines like power lines, fuel, water pipes, and waste systems, in addition to covering damage to the property while making repairs.

Newer Car Replacement

​With Selective’s Newer Car Replacement as part of your auto policy, you’ll get the actual cash value of your car one model year newer and with 15,000 fewer miles.